The steps you take after a car accident are very important. Following the law and taking proper steps will help ensure that you are compensated for your losses and that your vehicle is repaired or replaced correctly. Of course, this is only a general guide, and you should always discuss the specifics of your case with an experienced car accident lawyer in LA.
Do’s and don’ts while talking with an insurance company after a car accident.
After a car accident, many people are quick to call their insurance company. While this is understandable, it is also important to understand that everything you say to your insurance company may be used against you. In many cases, the insurance adjuster will try to take advantage of your situation to save money for the insurance company.
Keep your answers short and to the point.
You have a right to remain silent when talking to the insurance adjuster. The adjuster may trick you into admitting fault or making comments that can be used against you. Instead of engaging in small talk or getting defensive, simply tell the adjuster that you are uncomfortable talking until you consult an attorney.
Take your time before giving a statement.
It is not necessary to give the insurance adjuster a statement immediately. In fact, it is often best to wait until you have had a chance to speak with an attorney. If you give a statement, make sure that you understand the question being asked and take your time to think about the answer before responding.
Keep a copy of your insurance policy.
You should always keep a copy of your insurance policy in your car and an extra copy in your home. You will need this information when you make a claim. If you are involved in an accident, you will want to give the insurance company a copy of your policy.
Accept a quick settlement.
An insurance company will often offer a quick settlement. You need to be very careful about accepting a quick settlement. If you accept a quick settlement, you will not be able to receive additional compensation for your injuries in the future.
Sign anything without a lawyer.
You may waive your rights if you sign anything without a lawyer. Do not sign anything until you have discussed it with a personal injury lawyer.